Oregon Mortgage Rate Buydown Specialist
Step 1 of 5 20%

Step 1 — Loan Amount

What's your estimated loan amount?

We'll use this to calculate your exact payment savings. Choose the closest amount.

🏠
$200,000
🏠
$300,000
🏠
$400,000
Oregon median range
🏠
$500,000
🏠
$600,000
🏠
$700,000+

Step 2 — Your Rate

What interest rate have you been quoted?

Enter the rate your lender is offering before any buydown. Best estimate is fine.

📉
6.00%
📉
6.25%
📉
6.50%
📉
6.75%
📉
7.00%
📉
7.25%
📉
7.50%
📉
7.75%+

Step 3 — Buydown Type

Which buydown are you considering?

We'll calculate your exact savings for whichever option you choose.

🔥
2-1 Buydown
Rate reduced 2% in Year 1, 1% in Year 2, full rate from Year 3
Most Popular
📊
1-0 Buydown
Rate reduced 1% in Year 1, full rate from Year 2 — lower upfront cost
🔒
Permanent Buydown
Pay points upfront to permanently lower your rate for the life of the loan

Step 5 — Your Info

Claim your free buydown consultation

I'll review your exact scenario and show you how to structure the buydown in your purchase offer. No credit pull. No obligation.

Your information is private and never sold. By submitting, you agree to be contacted about your inquiry.

Your Analysis Is On the Way!

I've received your buydown scenario. I'll reach out within 24 hours with a full breakdown and how to get the seller to cover the cost.